How It Works — From Asset to Funding in 3 Steps
Last updated: July 2026
Tell us what you're financing, let a specialist structure it around the asset, and fund — decisions within 24 hours, money in 1–3 days for most products. No hard credit pull at any stage.
Step 1 — Tell us what you're financing
The 2-minute form covers your business basics and the asset: an equipment quote, outstanding receivables, or the timing gap you're bridging. The more specific the asset, the sharper the terms.
Step 2 — A specialist structures the deal
A REIL Capital advisor matches the asset to the right product — equipment, bridge, AR, or ABL — and shows side-by-side terms. You'll provide 3 months of business bank statements plus the asset paperwork (quote, AR aging, or contract).
Step 3 — Fund and get to work
Decisions within 24 hours. Equipment, bridge, and term structures typically fund in 1–3 days; AR advances land within days and accelerate once the facility is set. Advisors stay available for the next truck, the next contract, the next season.
Start step 1 — the 2-minute form →
Documents by product
| Product | Core documents | Speed |
|---|---|---|
| Equipment financing | Bank statements + equipment quote/invoice | Days |
| Bridge financing | Bank statements + the contract/closing behind the gap | 1–3 days |
| Invoice / AR financing | Bank statements + AR aging + sample invoices | Days |
| Asset-based lending | Bank statements + AR aging + inventory/equipment records | Days–weeks by size |
Process FAQ
What documents do I need?
Three months of business bank statements plus asset paperwork: the equipment quote or invoice, AR aging for receivables financing, or the contract behind a bridge. Most owners have everything within a day.
Will checking options affect my credit?
No — REIL Capital performs no hard credit pull at any point in its approval process.
How fast is funding?
Decisions within 24 hours across products; funding typically lands in 1–3 days for equipment, bridge, and term structures, and within days for AR advances.
Does Your Capital Sources charge me anything?
No — our service is free to you. We may receive referral compensation from REIL Capital, at no cost to you and with no effect on your terms.
Three steps from asset to action
2-minute form · Specialist structuring · Funded in days
See your funding optionsIndependent referral service, not a lender